Whitehead & Munson Conservator Associates, LLC 

As one of the leading conservatorship firms in Connecticut, we are shedding light on the inner workings of Conservatorships to dispel common misconceptions.

When one spouse needs long-term care, it’s common for families to assume that transferring assets to the healthy spouse will protect them. Unfortunately, without proper Medicaid and legal planning, these “spousal transfers” can have devastating financial consequences especially when Medicaid’s complex rules come into play.

Whether you’re an executor, heir, or just planning ahead, this guide will help dispel some of the mysteries around the probate process.

Going into a nursing home or skilled nursing facility is a process of overcoming several hurdles. One key piece is "Applied Income" (also called “Patient Liability”) — the amount of your income that you’ll be expected to pay toward your care each month if you are on Medicaid in Connecticut. Understanding how this works can help you avoid unexpected bills and better plan for the future.